Paycheck Calculator
Estimate net paycheck, withholding, deductions and annualized take-home pay from gross pay using your own tax and payroll withholding rates.
Calculator workspace
Enter your own values and review the method shown with the result.
Estimate take-home pay without pretending to be your payroll provider
Paycheck searches often lead to employer- or location-specific tools. This calculator takes a different approach: you supply the withholding rates and deductions that apply to the paycheck you are estimating.
That makes the math transparent and useful for offer comparisons, budgeting, payroll checks and what-if scenarios. Actual payroll can differ because of filing status, benefit rules, wage bases, local taxes and employer-specific deductions.
How to use this calculator
- Enter gross pay for one paycheck.
- Choose how many paychecks you receive each year.
- Enter pre-tax deductions and your estimated withholding rates.
- Add post-tax deductions.
- Calculate net pay and the annualized take-home estimate.
Frequently asked questions
Does this calculate federal or state tax automatically?
No. Enter the withholding rates that apply to your situation so the calculator remains transparent and location-neutral.
What is pre-tax deduction?
It is an amount removed from gross pay before the percentage withholding in this estimate.
Can I use it for weekly or monthly pay?
Yes. Choose weekly, biweekly, twice-monthly or monthly frequency.